Motor Vehicle Legal Terms

The laws for motor vehicles vary from state to state. In general, the law assumes that the vehicle is operated by the owner's permission.

Laws that increase penalties and making revocation automatic, or targeting social hosts have mixed effects on mortality rates. All of these measures, such as obligatory education, alcohol treatment and interlock devices have a tiny impact.

Legal Definitions

The laws that govern alexandria motor vehicle accident lawsuit vehicle legal terms are formulated and decided at the state level. The various definitions used by the federal government for matters related to national requirements for fuel economy and licensing standards for commercial vehicle drivers serve mostly to serve administrative purposes, and do not apply to states that determine their own registration classifications. These classifications for vehicle registrations determine whether a motorist must be granted a specific license to operate certain kinds of vehicles.

The laws of the state define terms such as "automobile," "light trucks" and others. For instance, the definition of light truck encompasses any motor vehicle with a manufacturer's rated carrying capacity of 7,500 pounds or less. This excludes pickup trucks and panel delivery trucks. This is any vehicle or combination designed to transport passengers or property within its own structure. This includes manufactured homes and trailers.

Wheel chair is a conveyance with wheels that is used by those who have physical disabilities and cannot walk. A moped is a motor vehicle that has no more than three wheels that come into contact with the ground. It operates at a speed not more than 35 miles per hour.

A pedicab is a motorized vehicle that is propelled by an operator sitting on it. A person who holds the legal title to a vehicle is known as its owner.

Traffic Laws

Typically, each state has its own set of motor vehicle law that cover everything from the registration process to the insurance requirements. The statutes also cover the types of vehicles covered by the law. Some of these laws are the same across states, while others vary considerably. For instance there are laws that restrict the number of people one can carry in a pedicab. There are laws that prohibit reckless driving in certain types of roads, for instance, a parking lots.

If you violate these laws, you can be fined and punished. Penalties could include getting your license suspended or being required to go to traffic school.

The law that regulates speed limits on roads is among the most important laws that states have. In new martinsville motor vehicle accident attorney York, for example it says that the speed limit for a commercial vehicle is identical to that of an automobile.

The law also sets out the definition of a "motor vehicle." This includes every description of a carriage or other contrivance that is propelled by mechanical power and used on a public highway for the transportation of persons or property or for other commercial purpose. It does not include trailers and semitrailers and coaches, house trailers or coach trailers, vehicles that run only upon rails or tracks snowmobiles, all-terrain vehicles and snowmobiles and motorized mobility aids that are operated by a person who has disabilities, self-propelled hay harvesting or corn harvesting machines and tractor.

Insurance

A coronado motor vehicle accident law firm insurance policy for vehicles is an agreement between the insurer and insured which provides insurance against financial loss on account of liability for bodily injury or death, property damage to a third party, arising out of ownership and operation, maintenance or the use of a covered automobile. It can also provide protection against physical damage to the covered vehicle itself. It must contain the address and name of the named insured as well as the coverage provided by the policy, the amount charged therefor, the period of effectivity and the limits of liability. It should also include an agreement or endorsement that the insurance coverage is provided in accordance with the coverage stated in respect of injuries to the body or property damage, or death, and is subject to all the requirements of this chapter.

Duncanville law firms typically recommend that people read the sample motor vehicle policy to understand the terms. One of the most common confusions is the definition of "motor vehicle". The phrase is found in a number of statutes that govern the registration of vehicles and financial accountability laws.

Examples of coverage under the motor vehicle policy are commercial auto insurance for vehicles used for business, commercial establishments, jobs, or other activities carried on for profit; automobile liability insurance that includes MP and PIP, and uninsured motorist and underinsured motorist coverage (UM/UIM). Many states require drivers to carry this kind of insurance.

Permissible Use

If someone other than a named insured or family member drives your vehicle and gets into an accident, it's important to understand the process of insurance coverage in these scenarios. This is referred to as permissive use. The specifics of your insurance policy might vary, but a majority of major car insurers offer this type coverage.

However, it is crucial to note that a person driving your vehicle must have your permission for you to be held liable for damages. Permission may be granted in the form of a written statement or implied, and it generally does not have to be written down.

To determine if there is implied consent, courts will look at the relationship of the parties, their past behavior and the use of the vehicle, as well as the circumstances surrounding a particular driving incident. A court will also consider the extent to which restrictions were imposed on the permissive usage and if a minor deviation from the date, time, and location restrictions of the original permission would be in violation of these restrictions.

Remember that adding an additional driver to your auto insurance policy will increase your premium, because the vehicle becomes more difficult to cover. Therefore, it is important to think about your options carefully before lending your car to others. If you're unsure whether to include someone on your policy or not, call Jerry to discuss the specifics of your insurance policy and receive a no-cost quote.